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ToggleIf you are starting and need information on how to checkout on Shopee, here is an article to guide you through the process of completing payments on the platform. In today’s content, Optimal FB will provide information about available payment methods on Shopee and instructions on how to change payment methods in a simple and easy-to-understand way. Let’s follow along!
What are the payment methods of Shopee that users can choose from?
E-commerce sites often provide a variety of payment methods for users to choose from. Below is a summary of payment methods on Shopee that you can use when paying for your order.
ShopeePay Wallet
Shopee Wallet is an electronic wallet that integrates directly into the Shopee e-commerce platform, helping users make convenient payments for purchases. When using a Shopee wallet, buyers can pay online quickly, apply discount codes, and accumulate points to redeem gifts. By connecting a bank account to a Shopee wallet simply and depositing money as needed, users can make simple and quick online payments, ensuring accuracy in the processing process.
Credit
Currently, Shopee provides payment support via credit or debit cards from many banks such as Vietinbank, Techcombank, Vietcombank, and many others. When payment, Shopee will deduct money directly from the registered card account. However, some issues may arise when paying with a debit or credit card on Shopee:
- The order value exceeds the balance in the card account.
- There are signs of violation of payment regulations of international card organizations or card-issuing banks.
- The buyer’s card has exceeded the allowed payment limit.
- The buyer has not registered to use the bank’s Internet Banking service.

Payment in installments via credit card
Installment payment via credit card is one of the utilities that Shopee provides to support customers who have shopping needs but their current finances do not allow it. Through this method, customers can purchase goods with a value of 3 million VND or more and pay in installments over time. The system will display the monthly installment rate so customers can easily monitor and prepare appropriate finances. This is truly a special offer that few e-commerce platforms offer.
Pay with the balance in your Shopee account
Paying with Shopee account balance is a flexible option for buyers. Shopee account balance is the amount of money customers accumulate through performing tasks on the Shopee platform such as shaking coins, reviewing products, taking attendance, or watching livestreams. When the balance is large enough, customers can use it to pay for shopping conveniently.
Bank transfer
Customers can also choose to pay via bank transfer. However, to use this method, the total order value needs to be at least VND 20 million and belong to certain product industries such as cars and motorbikes. Payment via bank transfer can be made directly at the bank or via an internet banking service.
Cash payment method upon receipt
Cash on delivery is the traditional option, in which the customer pays the delivery person directly upon receipt of the order. This is a popular and reliable payment method, especially for orders from international stores. In this case, customers only have three payment methods: cash on delivery, Shopee Pay wallet, and credit/debit card.
How to choose methods of payment by shopee
To choose a payment method on Shopee when making a purchase, you can do the following steps:
- Step 1: Visit the Shopee. vn website or Shopee application and select the “Search for products” box.
- Step 2: Select the product you want to buy and then click the “Add to Cart” or “Buy Now” button.
- Step 3: After selecting the product, scroll down the page, and you will see the “Payment methods” section. Tap “Choose payment method” and choose one of the available payment methods.
- Step 4: Click the “Agree” button to complete the payment method setup process. If you choose to pay by debit/credit card, you will need to fill in your card information to proceed with payment.

Instructions for changing methods of payment by Shopee
To change your payment method after placing an order on Shopee, you can follow these steps:
- Step 1: Access the Shopee application or Shopee’s official website. Then, select “Me” and go to “Purchase orders”. Next, select the order that is in the “Waiting for confirmation” status.
- Step 2: Open the order for which you want to change the payment method. Scroll down and tap the “Change payment method” button.
- Step 3: Select the new payment method you want to use.
- Step 4: Click the “Agree” button to confirm and continue with the remaining payment and ordering steps.
Note that to change the payment method when purchasing on Shopee, you need to comply with the following conditions:
- Choose one of the following payment methods: Prepay by credit card/debit card/domestic bank card/Shopee Pay e-wallet/bank transfer.
- The order must be pending confirmation and payment has not been 100% completed.
- The order does not contain products under the “Top-up & Services” section.
How to set up methods of payment by Shopee?
To set up a payment method on Shopee, you can do the following steps:
- Step 1: Access the “Me” section in the Shopee application or Shopee.vn website. Next, select “Account setup” and click “Bank account/card”.
- Step 2: Here, you will see two sections: “Credit/Debit Card” and “Bank Account”. Depending on the purpose of use, you must enter all necessary information.
- Step 3: If you want to use e-wallet payment, select “Shopee Pay Wallet” in the “My Utilities” section and start linking with your bank.
After completing the above steps, you have set up the payment method on Shopee. When you want to use any payment method, you need to enter all the necessary information required by the application.
In the article on Optimal FB, we have listed the most accurate detailed information. We hope that the content we share can help you learn about methods of payment by Shopee and successfully follow the steps to install and change payment methods on this platform.
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Frequently asked questions
Prepayment on Shopee is generally considered a safe payment method, but there are some points to keep in mind. Shopee has established policies that protect users and their payment information. Using prepayment methods such as credit cards, ShopeePay e-wallets, or online payment services supported by Shopee is often secure and convenient. However, to ensure safety, users need to keep their payment information confidential and only use payment methods supported and confirmed by Shopee.
Prepayment on Shopee is generally considered a safe payment method, thanks to Shopee establishing policies to protect users and payment information. Payment methods such as credit cards, ShopeePay e-wallets, and online payment services supported by Shopee often bring convenience and security to users. However, to ensure absolute safety, users need to comply with basic security measures and only use payment methods that are confirmed and supported by Shopee.